Paying in a cheque by post
Here’s how to pay a cheque into your personal or joint account by post.
These instructions are for personal accounts. For business accounts, there’s a different process to follow.
You can also deposit cheques up to £500 using the Monzo app.
Things to check before you start
If there’s a mistake on a cheque we might not be able to pay it into your account. So as a quick ‘cheque check’, please make sure that:
The name matches the legal name on your account
The date is less than 6 months ago, and isn’t a future date
The amount is written in both words and numbers – and they match
It's in British pounds (£) and pence
It’s been signed
You've written your 8-digit account number and 6-digit sort code on the back – you can find these on your app
You’ve taken a photo of the front and back, just in case something goes wrong
How to post your cheque
You can send it by regular or tracked post – both take 1 to 2 weeks. We recommend using tracked post.
Put your cheque in a stamped envelope and send to: Monzo, PO Box 7628, Bilston WV14 4DG
You can also send by FREEPOST, but this takes 3 to 4 weeks. To do this, just write FREEPOST MONZO on the envelope. (No stamp needed.)
We’ll let you know when we’ve got your cheque. It usually takes 4 to 6 working days from that point for the money to reach your account.
